SGA Business Health Check

What is the Business Health Check

The Business Health Check is a quick, confidence‑based diagnostic that captures how comfortable and confident you feel with your business performance over the last quarter.

Instead of reviewing evidence or financial data, it measures your perceived stability, clarity and capability across eight core areas.

It gives you a snapshot of where your business feels strong — and where pressure may be emerging.

The Health Check reviews your business across eight operational and financial areas:

• Cashflow & Financial Stability
• Pricing, Costs & Profitability
• Customers, Sales & Market Position
• People, Skills & Capacity
• Technology, AI & Cybersecurity
• Compliance, Tax & Statutory Obligations
• Operations, Overheads & Supply Chain
• Strategy, Performance & Decision‑Making

These eight areas represent the most common sources of instability.

Why Perception Matters

Confidence and clarity are often the earliest warning signs of deeper instability. People usually feel problems before they become visible:

• pricing feels unclear before margins slip
• processes feel inconsistent before errors appear
• cashflow feels pressured before gaps emerge
• capability feels stretched before performance drops
• strategy feels vague before decisions stall

A perception‑based snapshot helps you spot these early signals — giving you a chance to act before issues escalate.

This is what makes the Health Check unique: it measures confidence, not compliance — and confidence is often the first indicator of risk.

Your Stability Index (Ratio Score)

The Stability Index is a simple ratio showing the balance between strengths and pressure points across your business.

• A score above 1.0 means strengths outweigh instability.
• A score below 1.0 means pressure points are beginning to undermine stability.

Your ratio helps you understand where stability is strong, where it is fragile, and where targeted action will create the greatest improvement.

Repeating the Health Check each quarter allows you to track progress, spot emerging pressure points early, and maintain stability as your business grows.

How To Use Your Snapshot

Your free report is a starting point, not a diagnosis.

Use it to:

• identify where confidence is low
• spot areas where clarity is missing
• understand which pillars feel unstable
• guide internal conversations
• decide whether a deeper review is needed
• prioritise where to focus energy this quarter

If your snapshot highlights red or amber areas, it may be time to explore a more detailed review.

Important Note:

The Free Quarterly Health Check is based on self‑reported data, which means:

Self‑reported data reflects perception, not verified reality. The quality of insight depends entirely on the respondent’s understanding, confidence, and interpretation.

For verified insights, evidence‑based interpretation, and structured recommendations, an SGA Business Review is required.